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Privacy Policy
We Are Committed to Safeguarding Customer Information
In order to better serve your needs now and in the future, we may ask you
to provide us with certain information. We understand that you may be concerned
about what we will do with such information - particularly any personal or
financial information. We agree that you have a right to know how we will
utilize the personal information you provide to us. Therefore, together with our
subsidiaries we have adopted this Privacy Policy to govern the use and handling
of your personal information.
Applicability
This Privacy Policy governs our use of the information that you provide to
us. It does not govern the manner in which we may use information we have
obtained from any other source, such as information obtained from a public
record or from another person or entity. Outreach Housing has also adopted
broader guidelines that govern our use of personal information regardless of its
source.
Types of Information
Depending upon which of our services you are utilizing, the types of
nonpublic personal information that we may collect include:
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Information we receive from you on applications, forms
and in other communications to us, whether in writing, in person, by telephone
or any other means;
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Information about your transactions with us, our
affiliated companies, or others; and
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Information we receive from a consumer reporting agency.
Use of Information
We request information from you for our own legitimate business purposes
and not for the benefit of any nonaffiliated party. Therefore, we will not
release your information to nonaffiliated parties except: (1) as necessary for
us to provide the product or service you have requested of us; or (2) as
permitted by law. We may, however, store such information indefinitely,
including the period after which any customer relationship has ceased. Such
information may be used for any internal purpose, such as quality control
efforts or customer analysis. We may also provide all of the types of nonpublic
personal information listed above to one or more of our affiliated companies.
Such affiliated companies include financial service providers, such as title
insurers, property and casualty insurers, and trust and investment advisory
companies, or companies involved in services, such as escrow companies.
Furthermore, we may also provide all the information we collect, as described
above, to companies that perform marketing services on our behalf, on behalf of
our affiliated companies or to other financial institutions with whom we or our
affiliated companies have joint marketing agreements.
Former Customers
Even if you are no longer our customer, our Privacy Policy will continue
to apply to you.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have
access to any of your information. We restrict access to nonpublic personal
information about you to those individuals and entities who need to know that
information to provide products or services to you. We will use our best efforts
to train and oversee our employees and agents to ensure that your information
will be handled responsibly and in accordance with this Privacy Policy and
Outreach Housing's Fair Information Values. We currently maintain physical,
electronic, and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
Information Obtained Through Our Web Site
Outreach Housing is sensitive to privacy issues on the Internet. We
believe it is important you know how we treat the information about you we
receive on the Internet.
In general, you can visit Outreach Housing or its affiliates Web sites on
the World Wide Web without telling us who you are or revealing any information
about yourself. Our Web servers collect the domain names, not the e-mail
addresses, of visitors. This information is aggregated to measure the number of
visits, average time spent on the site, pages viewed and similar information.
Outreach Housing uses this information to measure the use of our site and to
develop ideas to improve the content of our site.
There are times, however, when we may need information from you, such as
your name and email address. When information is needed, we will use our best
efforts to let you know at the time of collection how we will use the personal
information. Usually, the personal information we collect is used only by us to
respond to your inquiry, process an order or allow you to access specific
account/profile information. If you choose to share any personal information
with us, we will only use it in accordance with the policies outlined above.
Business Relationships
Outreach Housing's site and its affiliates' sites may contain links to
other Web sites. While we try to link only to sites that share our high
standards and respect for privacy, we are not responsible for the content or the
privacy practices employed by other sites.
Cookies
Some of Outreach Housing's Web sites may make use of "cookie" technology
to measure site activity and to customize information to your personal tastes. A
cookie is an element of data that a Web site can send to your browser, which may
then store the cookie on your hard drive.
www.outreachhousing.com uses stored cookies only if
you choose the 'Remember Me' option available in the My Outreachhousing.com
feature. If you do choose the Remember Me option, an encrypted token is stored
on your hard drive to correlate you with the options you've selected. This
feature can be turned on or off at any time in your My Outreachhousing.com
profile. The goal of this technology is to better serve you when visiting our
site, save you time when you are here and to provide you with a more meaningful
and productive Web site experience.
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